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Disclosures

RLS Private Wealth Consulting, Inc (“RLS”) is a California Registered Investment Adviser (“RIA”) located in Hollister, California. RLS and its representatives are in compliance with the current filing requirements imposed by the State of California. RLS may only transact business in the state of California, or those states where the firm qualifies for an exemption or exclusion from registration requirements. RLS’s website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional financial planning, wealth concierge, investment-related information, publications, and links. As an RIA we have a fiduciary duty to put our client’s best interests ahead of our own interests.

The information contained in this website has been prepared for informational purposes only and is not intended to constitute advice, financial or otherwise. The information contained in this website is not meant as a substitute for competent financial consulting, nor should it be construed by any consumer and/or prospective client as RLS’s solicitation to effect, or attempt to effect, transactions in securities, or the rendering of personalized financial and/or investment advice for compensation. RLS does not render or offer to render personalized investment advice or financial planning advice through the RLS website. RLS's specific advice is given only within the context of our contractual agreements with each client. The RLS website is limited to the dissemination of general information about RLS's service offering and provides an alternative method for prospective clients to learn more about RLS and to contact RLS. Advice may only be rendered after the delivery of Form ADV-Part II and the execution of a consulting agreement by the client and the advisor.

A copy of RLS Private Wealth Consulting’s current written disclosure statement, Form ADV Part II, which discusses RLS’s business operations, services, and fees is available from RLS upon written request and can be obtained at adviserinfo.sec.gov.

While RLS is committed to bringing you the most up-to-date, accurate, and reliable information, it does not guarantee the correctness, accuracy, quality, or reliability of the information contained on this website. The information and opinions contained in the website are provided by RLS for personal use and informational purposes only and are subject to change without notice. Nothing contained in the website constitutes investment, financial, legal, tax, or other advice, nor is it to be relied upon in making an investment or other decision. RLS’s specific advice is given only within the context of our contractual agreements with each client.

When you access certain links on the RLS website you may leave the RLS website. RLS does not endorse the content of such websites nor the products, services, or other items offered through such websites. Any links to other sites are not intended as referrals or endorsements, but are merely provided to the users of RLS's website for convenience and informational purposes.

Designations

The CERTIFIED FINANCIAL PLANNERTM (CFP®) certification is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. To attain the right to use the CFP® marks, an individual must: Complete an advanced college-level course of study addressing the financial planning subject areas that CFP Board’s studies have determined as necessary for the competent and professional delivery of financial planning services, attain a Bachelor’s Degree from a regionally accredited United States college or university (or its equivalent from a foreign university), and pass the comprehensive CFP® Certification Examination. CFP Board’s financial planning subject areas include insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning. The examination includes case studies and client scenarios designed to test one’s ability to correctly diagnose financial planning issues and apply one’s knowledge of financial planning to real-world circumstances.  Candidates must complete at least three years of full-time financial planning-related experience (or the equivalent, measured as 2,000 hours per year) and agree to be bound by CFP Board’s Standards of Professional Conduct, a set of documents outlining the ethical and practice standards for CFP® professionals. Individuals who become certified must complete 30 hours of continuing education hours every two years, including two hours on the Code of Ethics and other parts of the Standards of Professional Conduct, to maintain competence and keep up with developments in the financial planning field; and Renew an agreement to be bound by the Standards of Professional Conduct. The Standards prominently require that CFP® professionals provide financial planning services at a fiduciary standard of care. This means CFP® professionals must provide financial planning services in the best interests of their clients. CFP® professionals who fail to comply with the above standards and requirements may be subject to CFP Board’s enforcement process, which could result in suspension or permanent revocation of their CFP® certification. To learn more about the CFP certification, visit https://www.cfp.net.

The MASTER PLANNER ADVANCED STUDIES™ (MPAS®) designation is owned and issued by the College for Financial Planning®–a Kaplan Company.  The MPAS is a Master of Science degree “awarded to individuals who complete the College’s Master of Science degree with a major in personal financial planning.” Students pursuing this degree program must complete courses totaling 36 to 43 semester credits in personal financial planning subject matter. Course content includes both research-based study coursework and real-world case studies. Completion of assignments, research, papers, and projects are required in order to earn this degree. To maintain the MPAS designation, individuals must complete 40 hours of continuing education every two years.

For more information on the MPAS certification process, visit: https://cffpdesignations.com/Designee/Requirements

FINRA also provides information about this certification, visit: https://www.finra.org/investors/professional-designations/mpas

College for Financial Planning members must comply with the College for Financial Planning’s Standards of Professional Conduct. The College for Financial Planning’s Standards of Professional Conduct can be viewed at https://cffpdesignations.com/Designee/Standards

The College for Financial Planning is a regionally accredited institution of higher learning and offers a Master of Science (MS) degree in financial planning and two Master of Science in Finance (MSF) degrees. The College for Financial Planning has been authorized to issue these degrees by the Colorado Commission on Higher Education. For more information on the College for Financial Planning and its accreditation status, visit: https://cffpdesignations.com/About

The College for Financial Planning has sole responsibility for determining whether an individual is acting in conformance with applicable designation and ethical and professional standards.

The marks Master Planner Advanced Studies and MPAS® are marks of the College for Financial Planning and are used herein for informational purposes only.  RLS Private Wealth Consulting, Inc. is not affiliated with the College for Financial Planning. The College for Financial Planning has not approved or disapproved the use of these terms on this webpage, nor has it reviewed or approved any descriptions of these marks as presented. Employees of RLS use these marks with the permission of the College for Financial Planning and in accordance with applicable terms of use.